:root {
  --bg: #f4f8f6;
  --ink: #1b2b23;
  --muted: #4f6358;
  --card: rgba(255, 255, 255, 0.85);
  --primary: #0d7b63;
  --primary-strong: #075c49;
  --accent: #f3b668;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  color: var(--ink);
  background:
    radial-gradient(circle at 8% 14%, rgba(13, 123, 99, 0.15), transparent 36%),
    radial-gradient(circle at 90% 12%, rgba(243, 182, 104, 0.25), transparent 32%),
    linear-gradient(180deg, #f8fbfa 0%, var(--bg) 100%);
  font-family: "Avenir Next", Avenir, "Trebuchet MS", "Segoe UI", sans-serif;
}

a {
  color: inherit;
}

.container {
  max-width: 960px;
  margin: 0 auto;
  padding: 24px 20px 48px;
}

.header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  border-bottom: 1px solid rgba(27, 43, 35, 0.12);
  padding-bottom: 16px;
  margin-bottom: 36px;
}

.brand {
  font-family: "Iowan Old Style", "Book Antiqua", Palatino, Georgia, serif;
  font-size: 32px;
  font-weight: 700;
  text-decoration: none;
}

.nav {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

.nav a {
  text-decoration: none;
  color: var(--muted);
  font-weight: 600;
  font-size: 14px;
}

.nav a:hover {
  color: var(--primary-strong);
}

.hero {
  border: 1px solid rgba(13, 123, 99, 0.14);
  border-radius: 24px;
  padding: 28px;
  background: linear-gradient(145deg, var(--card), rgba(255, 255, 255, 0.96));
  box-shadow: 0 18px 48px rgba(14, 65, 53, 0.1);
}

.badge {
  display: inline-flex;
  align-items: center;
  border-radius: 999px;
  border: 1px solid rgba(13, 123, 99, 0.3);
  background: rgba(13, 123, 99, 0.06);
  color: var(--primary-strong);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.02em;
  padding: 6px 11px;
}

h1,
h2 {
  font-family: "Iowan Old Style", "Book Antiqua", Palatino, Georgia, serif;
}

h1 {
  margin: 12px 0 10px;
  font-size: 44px;
  line-height: 1.15;
}

h2 {
  font-size: 27px;
  margin: 18px 0 10px;
}

p,
li {
  color: var(--muted);
  line-height: 1.6;
}

.cta-row {
  margin-top: 18px;
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 12px;
  text-decoration: none;
  font-weight: 600;
  padding: 10px 16px;
  border: 1px solid rgba(13, 123, 99, 0.3);
}

.cta.primary {
  background: var(--primary);
  border-color: var(--primary);
  color: #fff;
}

.cta.primary:hover {
  background: var(--primary-strong);
  border-color: var(--primary-strong);
}

.cta.secondary {
  background: rgba(255, 255, 255, 0.82);
  color: var(--primary-strong);
}

.cta.secondary:hover {
  background: #fff;
}

.grid {
  margin-top: 18px;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
}

.card {
  border: 1px solid rgba(27, 43, 35, 0.1);
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.84);
  padding: 14px;
}

.card h3 {
  margin: 0;
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  color: #5c6f65;
}

.card p {
  margin: 8px 0 0;
  font-size: 14px;
}

.legal {
  max-width: 780px;
  border: 1px solid rgba(27, 43, 35, 0.1);
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.88);
  padding: 24px;
}

.effective {
  margin-top: -4px;
  font-size: 14px;
}

@media (max-width: 760px) {
  h1 {
    font-size: 34px;
  }

  .grid {
    grid-template-columns: 1fr;
  }

  .header {
    align-items: flex-start;
    flex-direction: column;
    margin-bottom: 22px;
  }
}